Cryptocurrency has become one of the most talked-about topics in finance. You’ve probably heard of Bitcoin or Ethereum but might not fully understand what they are. This article will explain how to start investing in crypto in 2025.
In recent years, more and more people have been asking: “Is it worth investing in cryptocurrency?” or “How can I make money with cryptocurrencies?” To answer these questions, we’ll cover the basic aspects, including examples of price changes in popular cryptocurrencies such as Bitcoin, Ethereum, and XRP.
What Is Cryptocurrency?
Let’s start with the concept of cryptocurrency in plain language. It’s a form of digital money that exists solely on the internet. It’s not issued by a central bank or government but operates on decentralized platforms.
How Does Cryptocurrency Work?
Blockchain
Blockchain is like a large digital ledger where all transactions are recorded. For example, if you send bitcoins to a friend, this transaction will be recorded on the blockchain, and it can be viewed by all network participants.
Mining
New cryptocurrencies are created through a process called mining. Computers solve complex mathematical problems to verify transactions. Miners are rewarded with new coins for their work.
Transactions
When you send cryptocurrency, it’s transferred from your wallet to someone else’s. Each transaction is confirmed by network participants, which makes it transparent and secure.
Examples of Price Changes in Popular Cryptocurrencies: Bitcoin, Ethereum, XRP
Cryptocurrency prices can change significantly, which makes them attractive for investors but also risky. You can get rich quickly, but you can just as easily lose a large portion of your investment.
Bitcoin (BTC)
- On January 5, 2015, Bitcoin’s price was just $265.
- By January 6, 2020, it had exceeded $7,000 and reached $7,346.
- On January 2, 2023, Bitcoin hit $16,612.
- By January 1, 2024, it was already $42,270.
- On January 26, 2025, the price surpassed $100,000, reaching about $105,000. BTC grew by 150% over the year (from the end of January 2024 to the end of January 2025).
These rises and falls show just how volatile cryptocurrency can be.
Ethereum (ETH)
- On March 9, 2020, it cost $123.
- On November 8, 2021, the price reached $4,617.
- On June 13, 2023, Ethereum fell to $1,454.
- On January 26, 2025, it trades at $3,338. ETH’s growth over the past year (from late January 2024 to late January 2025) is 47%.
Ethereum’s popularity is linked to its use in smart contracts and DeFi platforms.
XRP (Ripple)
- On January 9, 2017, XRP was $0.0062386.
- On January 1, 2018, it reached $1.9761.
- On February 13, 2023, it was only $0.37469.
- On January 26, 2025, the price peaked above $3, at around $3.13. Over the year (from late January 2024 to late January 2025), XRP grew by 492% (!)
XRP is popular thanks to its ability to process international transfers quickly and cheaply.
Why Is Cryptocurrency So Popular? How to Start Investing in Crypto in 2025
Advantages of Cryptocurrency
- Security: All transactions are protected by encryption.
- Transparency: Every transaction is recorded on the blockchain.
- International Access: You can send money anywhere in the world in a matter of minutes.
Examples of Use Cases
- Payments: Companies like Tesla already accept cryptocurrency.
- Investments: Many people use cryptocurrencies for long-term investments.
- Transfers: Banks often charge high fees for international transfers, while cryptocurrencies solve this problem.
Where to Buy Cryptocurrency in the USA, Canada, the UK, and Australia? How to Start Investing in Crypto in 2025
If you decide to start investing in cryptocurrency, choosing a reliable platform is the first and most important step. Below is a list of popular exchanges in the USA, Canada, the UK, and Australia. These recommendations will help you make the right choice, regardless of your location.
Where to Buy Cryptocurrency in the USA in 2025
Firstly, the USA is one of the largest cryptocurrency markets. The most popular platforms include:
- Coinbase — One of the most reliable platforms, with a simple interface and a high level of security. Ideal for beginners.
- Kraken — A platform for more experienced users, offering advanced features and low fees.
- Binance US — The American version of the global Binance platform. It offers a wide selection of cryptocurrencies and competitive fees.
Additionally, it’s important to note that each of these platforms is regulated under US law, which increases security levels.
Where to Buy Cryptocurrency in Canada in 2025
Moving on to Canada, there are also excellent platforms available here:
- Coinsquare — A Canadian exchange known for its high reliability and user-friendly interface.
- NDAX — Suitable for both beginners and experienced investors, offering low fees and quality customer support.
- Wealthsimple Crypto — The best choice if you already use Wealthsimple’s financial services. This app provides access to major cryptocurrencies.
Thus, Canadian users have a wide range of platforms that are regulated by local laws, ensuring secure transactions.
Where to Buy Cryptocurrency in the UK in 2025
If you live in the UK, you have access to the following popular platforms:
- eToro — A social trading platform that allows beginners to learn from experienced traders.
- CoinJar — A British exchange with a user-friendly interface and affordable fees.
- Revolut — A banking app that also supports buying and selling cryptocurrencies.
Keep in mind that the UK places significant emphasis on cryptocurrency regulation, making transactions on these platforms safe and reliable.
Where to Buy Cryptocurrency in Australia in 2025
Finally, in Australia, cryptocurrency investments are also becoming more popular. Among the most reliable platforms are:
- CoinSpot — One of the most popular platforms in Australia with a huge selection of cryptocurrencies.
- Swyftx — Known for its low fees and user-friendly interface.
- Independent Reserve — An exchange for more experienced investors, offering professional trading tools.
Thanks to Australia’s strict financial laws, you can be confident in the security of transactions on these platforms.
Conclusion: Is It Worth Trying Cryptocurrency?
Cryptocurrency represents a step into the future of financial technology. It offers opportunities for investment, fast transfers, and even purchases. However, it’s crucial to understand the risks and be prepared for volatility.
If you’re just starting out, invest a small amount of money that you’re willing to lose, study the market, and always ensure the security of your assets.
If you are not ready to invest in cryptocurrency at the moment, we suggest you consider stocks of well-known companies, as a rule, their volatility is much less. We suggest you read it: What Are Stocks and How Do They Work? A Guide for Beginners
FAQ: How to Start Investing in Crypto in 2025?
How does blockchain work?
To begin with, blockchain is a distributed ledger that records all transactions across a network of computers. Each transaction is verified by the network participants and added to a “block,” which is then linked to the previous block, forming a chain. This ensures data integrity and prevents fraud.
What is the golden rule of crypto?
Finally, the golden rule of cryptocurrency is to invest only what you’re prepared to lose. The crypto market remains highly risky, and it’s important to maintain a rational approach, avoiding emotional decisions. Also, try to diversify your assets and research the market before each investment.
How much should I invest in crypto per month?
First of all, the amount you invest depends on your financial goals and the level of risk you’re willing to take. Experts recommend starting with 5–10% of your monthly income to minimize risk. In addition, regular investments, such as using a dollar-cost averaging strategy, can help reduce the impact of market volatility.
Where will Bitcoin be in 2030?
Secondly, predicting Bitcoin’s price is challenging due to its high volatility. However, many analysts believe its price could rise significantly because of its limited supply and growing interest from institutional investors. Some forecasts suggest a range of $100,000 to $500,000 per BTC.
How much will 1 Ethereum be worth in 2030?
Similarly, forecasts for Ethereum are based on its technology and applications. Thanks to the transition to Proof-of-Stake and the increasing number of apps built on its platform, analysts predict that ETH could reach anywhere from $10,000 to $50,000 by 2030.
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